Earthquake Safety & Home Repair Funding Options in the Philippines

Felip Sanchez

Featured News News

Oct 08, 2025

The recent magnitude 6.9 earthquake off the coast of Bogo City, Cebu is a strong reminder that the Philippines is one of the most earthquake-prone countries in the world. Whether you live in Cebu, Metro Manila, Davao, or anywhere else, it is important to know how to stay safe during a quake and how to deal with the damage that can follow.

This guide explains what to do when an earthquake strikes, how to check if your house is still safe, and how you can get funds to repair your home if it was damaged.

What to Do During an Earthquake

Many Filipinos search online for “what to do during an earthquake” or “earthquake safety tips.” These are the most important steps:

  • Drop, Cover, and Hold On
     Get down on your hands and knees so you don’t fall. Protect your head and neck under a table or sturdy furniture. Hold on until the shaking stops.

  • Stay Where You Are If It’s Safer
     If you are indoors, stay inside unless the building is clearly unsafe. If you are outside, move to an open space away from walls, power lines, and trees.

  • Do Not Stand in Doorways
     Older advice said doorways are safe, but experts now say it is better to stay under solid furniture if possible.

  • Prepare for Aftershocks
     Small quakes often follow the main one. Stay alert and be ready to protect yourself again.

  • If Driving, Stop Safely
     Pull over to the side of the road, away from bridges, power lines, or buildings, and wait until the shaking stops.

How to Check Your Home After a Quake

If the shaking was strong, it is wise to check your house before staying inside:

  • Look at Walls and Foundations
     Search for new cracks, especially wide or zigzag cracks that run across bricks or concrete.

  • Inspect the Roof and Beams
     Check for sagging, broken rafters, or tiles that have moved.

  • Check Utilities
     Turn off the gas if you smell leaks. Look for exposed wires, sparks, or broken pipes.

  • Try Doors and Windows
     If they now jam or no longer fit their frames, the structure may have shifted.

  • Examine the Ground Around Your Home
     Watch for uneven floors, sinkholes, or soil that seems to have moved.

  • Call a Professional if Needed
     If there are big cracks, leaning walls, or other signs of damage, have a licensed engineer or architect check your house before you return.

Finding Money for Repairs

Repairing earthquake damage can be costly. Some people look for help through:

  • SSS Calamity Loan – Available for members in areas declared under a state of calamity.

  • GSIS Emergency Loan – For government employees affected by the quake.

  • Pag-IBIG Calamity Loan – For members in quake-affected areas.

  • Housing Loan Payment Suspension – Government programs may pause loan payments in disaster zones.

These can help, but they often have requirements, processing times, or limits that do not cover all repair costs.

How a Sangla Titulo Loan Can Help

If you need quick funds to fix your home, a Sangla Titulo loan may be an option. Here is how it works:

  • You use your property title as collateral to borrow money.

  • The amount you can borrow depends on the value of your property.

  • Processing is often faster compared to some government programs or bank loans.

  • You keep living in your house while you pay back the loan, as long as you follow the terms.

At Global Dominion, our Sangla Titulo loans are made to help homeowners recover after disasters. We aim to release funds quickly and clearly explain the terms so you can focus on rebuilding.

Rebuild and Recover

The recent Bogo earthquake is a reminder that being prepared can save lives and acting quickly can keep your home safe. Know the right safety steps, check your house for damage, and secure funds early if you need repairs.

If your property was affected and you need money to fix it, consider a Sangla Titulo loan from Global Dominion. It can help you rebuild faster and bring your home back to a safe condition.

Visit gdfi.com.ph to see how much you might qualify for and start your application.

With the right partner, a quick recovery is possible. #PwedePala #KaPartnerMosaPagAngat