Sangla Titulo for Business Owners

Small-Medium Enterprise (SME) Loans secured by REM (Sangla Titulo)
Affordable secured loan product fit for those with real estate property.


Who can loan?

  • Must be a Filipino Citizen
  • With business operating for at least 3 years


Requirements for Initial Screening:
Any 2 Government-issued Valid IDs
Copies of the following:

  • Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT)
  • Updated Tax Declaration of Real Property (Land and Improvements)
  • Updated Tax Clearance and Real Property Tax Receipts (Land and Improvements)
  • Location Map/Vicinity Map
  • Latest 3 months bank statements
  • Latest Electric or Water Bill, if not under the name of the borrower, additional proof of residence is required.
  • Proof of Tax Identification Number (TIN)
  • DTI and Business Permit



  • Interest rate – 1.0% per Month for Loans with 1 to 3-year terms
  • 1.1% per Month for Loans with 4 to 5-year terms
  • Processing Fee – 5.5% of the loan amount
  • Appraisal fee and other loan charges – to be discussed upon loan application.


Ready for the next step?