Real Estate Financing

Whether you’re planning to buy a lot, a house and lot, or a condo unit, we’re here to help. Apply for our loan product and make property ownership easier with our flexible financing options.

Eligibility / Qualified Borrowers

• Regular Employees
• Business Owners
• OFW / Seaman

Acceptable Properties

• Lot Only
• House and Lot
• Condo Unit

Basic Requirements

• 2 Valid IDs
• Proof of Billing
• Proof of Income
• Bank Statement
• Application Form

Collateral Requirements

• Transfer Certificate of Title / Condominium Certificate of Title
• Updated Tax Declaration of the Property
• Updated Tax Clearance of the Property
• Updated Tax Receipt of the Property
• Vicinity Map or Location Plan

Interest Rates

• 0.85% (1 – 3 YEARS TERMS)
• 0.90% (4 – 10 YEARS TERMS)
• 0.89% (11 – 15 YEARS TERMS, FOR SMEs ONLY)